Terms of Service

1. Acceptance of Terms

By accessing or using NumBoxHub ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

NumBoxHub provides free online financial calculators for informational purposes. All calculations run client-side in your browser. We do not store, transmit, or process financial data you enter into our calculators.

3. No Professional Advice

The calculators and content on NumBoxHub are provided for general informational and educational purposes only. They do not constitute financial, tax, legal, or accounting advice. You should consult with a qualified professional before making any financial decisions based on the results provided by our tools.

4. Accuracy of Information

While we strive to keep our calculators up to date with current tax laws and rates, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, or reliability of the calculations. Tax laws change frequently and vary by jurisdiction. Always verify results with official sources such as the IRS (USA) or Bundesministerium der Finanzen (Germany).

5. Intellectual Property

All content, design, code, and materials on NumBoxHub are owned by or licensed to us. You may use the Service for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works without prior written permission.

6. Prohibited Conduct

You agree not to:

• Use automated scripts, bots, or scraping tools to extract data from the Service
• Attempt to reverse engineer, decompile, or disassemble any part of the Service
• Use the Service in any way that violates applicable laws or regulations
• Interfere with or disrupt the operation of the Service or its servers

7. Limitation of Liability

To the fullest extent permitted by law, NumBoxHub and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses resulting from reliance on calculator outputs.

8. Third-Party Services

The Service may display advertisements served by Google AdSense and other third-party ad networks. We are not responsible for the content, privacy practices, or terms of these third-party services. Your interactions with third-party advertisements are governed by their respective terms and policies.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Service after any changes constitutes acceptance of the modified terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Germany, without regard to its conflict of law provisions. For users in the United States, certain consumer protection laws of your state of residence may also apply.

11. Contact

For questions about these Terms of Service, please visit our Contact page or email support@numboxhub.com.